Create: Open an IRA

Before you begin

1. Ensure you are eligible.
2. Make sure you have the following information on hand:
   
   • Social Security number 
   • Driver's license number
   • Employer's name and address 
   • Names and dates of birth of beneficiaries 
   • Tax ID number (if Trusts are to be designated as beneficiaries) 
   • Account statements for securities you wish to transfer 
   • Bank account information 
   • Contract numbers (information about existing accounts)
3. Read these important documents:
   
   • Prospectuses for the investment options available under your IRA. Please see the most recent supplement to the TIAA-CREF Funds’ Statement of Additional Information concerning the continued availability of certain closed Funds within this IRA.
   • IRA Disclosure Statement & Custodial Agreement (PDF)
   • Federal Register Notice for the TIAA Real Estate Account (PDF)
   • TIAA-CREF Privacy Policy (PDF)
   • TIAA-CREF Business Continuity Policy (PDF)

Online
If opening an IRA online, please print a copy for your records.

Open an IRA

TIAA-CREF Individual & Institutional Services, LLC is a member of the Securities Investor Protection Corporation (SIPC).  For information about SIPC, and to request the free SIPC brochure, visit www.sipc.org or call 1 202 371-8300.

Download an Investment Solutions IRA application (PDF):