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Retirement Investments & IRAs: Current Performance
TIAA-CREF offers a full range of investment choices to meet your retirement needs. Your employer's retirement plans may not offer all of the investment choices shown in the table below, or they may offer additional ones. To view the investment choices available for your plan(s), log in and click on "Performance Charts" at the bottom of the Account home page.
If you are thinking about enrolling or don't yet have a User ID, you can still view investment choices for your employer's retirement plan if you know your plan number. Enter a Plan Number.
TIAA Traditional: the foundation of a safe and secure retirement
- TIAA Traditional Annuity (PDF)
CREF Variable Annuity Accounts |
TIAA Variable Annuity Accounts |
TIAA Traditional Annuity |
TIAA Stable Return Annuity |
TIAA-CREF Funds - Retirement Class
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CREF Variable Annuity Accounts
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Performance Data as of 02/3/2012 1 |
Average Annual Total Returns as of 01/31/2012 1 |
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Unit Values 2 |
Net Change 3 |
YTD Return 3 |
1 Year | 3 Year | 5 Year | 10 Year | Since Inception 4 | |||||||||||||
| World | ||||||||||||||||||||
| Global Equities | $97.0100 |
 + 1.49
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9.76% | -3.67% | 16.97% | -1.68% | 4.08% | 6.75% | ||||||||||||
| U.S./International Equity | ||||||||||||||||||||
| Stock | $250.9302 |
+ 3.86
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9.53% | -0.80% | 18.93% | -0.26% | 4.35% | 9.67% | ||||||||||||
| U.S. Equity | ||||||||||||||||||||
| Equity Index | $100.8238 |
+ 1.55
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7.97% | 3.47% | 19.77% | 0.22% | 3.75% | 7.96% | ||||||||||||
| Growth | $78.9998 |
+ 1.19
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9.17% | 5.02% | 20.95% | 3.14% | 2.49% | 6.52% | ||||||||||||
| Balanced | ||||||||||||||||||||
| Social Choice | $147.6487 |
+ 1.24
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5.06% | 4.07% | 15.17% | 2.67% | 4.76% | 8.36% | ||||||||||||
| Fixed Income | ||||||||||||||||||||
| Bond Market | $104.9957 |
 -0.34
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0.74% | 7.89% | 7.53% | 5.79% | 5.29% | 6.78% | ||||||||||||
| Inflation-Linked Bond | $67.3492 |
-0.58
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1.27% | 15.46% | 10.15% | 7.88% | 7.26% | 6.89% | ||||||||||||
| Money Market 5 | ||||||||||||||||||||
| Money Market | $25.5335 | 0.00 | 0.00% | -- | 0.03% | 1.39% | 1.81% | 4.01% | ||||||||||||
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7-day current annualized yield 0.00% as of 02/03/2012 7-day effective annualized yield 0.00% as of 02/03/2012 |
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TIAA Variable Annuity Accounts
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Performance Data as of 02/3/2012 1 |
Average Annual Total Returns as of 01/31/2012 1 |
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Unit Values 2 |
Net Change 3 |
YTD Return 3 |
1 Year | 3 Year | 5 Year | 10 Year | Since Inception 4 | ||||||||||||
| Real Estate | |||||||||||||||||||
| Real Estate | $251.1237 |
+ 0.30
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1.40% | 13.29% | -1.11% | -2.01% | 4.06% | 5.70% | |||||||||||
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TIAA Traditional Annuity
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Current Rates 6 |
Rates of Return ending 01/31/2012 7 | ||||||||||||||||||
| 1 Year | 3 Year | 5 Year | 10 Year |
Since Inception 8 |
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| TIAA Traditional Annuity | |||||||||||||||||||
| Retirement Annuity | 3.00% | 3.35% | 4.07% | 4.67% | 5.30% | -- | |||||||||||||
| Group Retirement Annuity | 3.00% | 3.35% | 4.07% | 4.67% | 5.30% | -- | |||||||||||||
| Retirement Choice | 2.75% | 3.35% | 4.08% | 4.66% | -- | 4.35% | |||||||||||||
| Supplemental Retirement Annuity | 3.00% | 3.00% | 3.08% | 3.92% | 4.67% | -- | |||||||||||||
| Group Supplemental Retirement Annuity | 3.00% | 3.00% | 3.08% | 3.92% | 4.67% | -- | |||||||||||||
| Retirement Choice Plus | 2.00% | 2.60% | 3.08% | 3.91% | -- | 4.07% | |||||||||||||
| IRA (issued prior to 10/11/2010) | 3.00% | 3.00% | 3.00% | 3.91% | 4.64% | -- | |||||||||||||
| IRA (issued on or after 10/11/2010) 9 | 1.00% | 1.25% | -- | -- | -- | 1.25% | |||||||||||||
| Keogh | 3.00% | 3.00% | 3.00% | 3.91% | 4.64% | -- | |||||||||||||
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TIAA Stable Return Annuity
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Current Rates 6 |
Rates of Return ending 01/31/2012 10 | ||||||||||||||||||
| 1 Year | 3 Year | 5 Year | 10 Year |
Since Inception 11 |
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| TIAA Stable Return Annuity | |||||||||||||||||||
| TIAA Stable Return Annuity | 1.25% | 1.02% | 1.70% | 2.49% | -- | 2.65% | |||||||||||||
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TIAA-CREF Funds - Retirement Class
12
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Performance Data as of 02/3/2012 13 |
Average Annual Total Returns as of 01/31/2012 13 |
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Net Asset Values |
Net Change |
YTD Return |
1 Year | 3 Year | 5 Year | 10 Year | Since Inception 4 | |||||||||||||
| World | ||||||||||||||||||||
| Global Natural Resources | $11.00 |
+ 0.14
|
14.23% | -- | -- | -- | -- | 6.38% | ||||||||||||
| International | ||||||||||||||||||||
| Emerging Markets Equity | $10.62 |
+ 0.12
|
14.44% | -9.72% | -- | -- | -- | 2.11% | ||||||||||||
| Emerging Markets Equity Index | $10.78 |
+ 0.13
|
15.29% | -7.83% | -- | -- | -- | 4.21% | ||||||||||||
| U.S. Equity | ||||||||||||||||||||
| Equity Index 14 | $10.40 |
+ 0.16
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8.00% | 3.46% | 19.83% | 0.34% | 3.96% | 1.98% | ||||||||||||
| Growth & Income 14 | $9.98 |
+ 0.15
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7.78% | 5.14% | 17.89% | 3.25% | 4.65% | 2.26% | ||||||||||||
| International | ||||||||||||||||||||
| International Equity 14 | $8.84 |
+ 0.21
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15.10% | -17.44% | 14.34% | -5.16% | 5.41% | 3.01% | ||||||||||||
| International Equity Index | $15.68 |
+ 0.23
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9.42% | -9.49% | 13.13% | -4.02% | -- | 7.95% | ||||||||||||
| U.S. Equity | ||||||||||||||||||||
| Large-Cap Growth | $11.29 |
+ 0.18
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9.40% | 5.47% | 19.61% | 2.84% | -- | 3.03% | ||||||||||||
| Large-Cap Growth Index | $14.03 |
+ 0.20
|
8.59% | 5.76% | 21.97% | 2.85% | -- | 7.05% | ||||||||||||
| Large-Cap Value | $13.24 |
+ 0.22
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9.24% | -2.97% | 19.48% | -2.05% | -- | 7.57% | ||||||||||||
| Large-Cap Value Index | $12.47 |
+ 0.19
|
6.67% | 1.58% | 17.27% | -2.42% | -- | 6.71% | ||||||||||||
| Mid-Cap Growth | $19.21 |
+ 0.30
|
11.88% | -0.09% | 25.71% | 3.29% | -- | 10.61% | ||||||||||||
| Mid-Cap Value | $17.80 |
+ 0.26
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8.60% | 0.47% | 22.38% | 0.80% | -- | 11.24% | ||||||||||||
| S&P 500 Index | $14.99 |
+ 0.22
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7.07% | 3.89% | 18.80% | 0.04% | -- | 6.52% | ||||||||||||
| Small-Cap Blend Index | $14.31 |
+ 0.31
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12.24% | 2.65% | 22.59% | 0.99% | -- | 9.64% | ||||||||||||
| Small-Cap Equity | $14.88 |
+ 0.33
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12.73% | 3.10% | 22.90% | 0.50% | -- | 9.56% | ||||||||||||
| Social Choice Equity 14 | $11.54 |
+ 0.18
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7.95% | 2.89% | 20.25% | 0.59% | 4.08% | 1.95% | ||||||||||||
| Fixed Income | ||||||||||||||||||||
| Bond 14 | $10.77 |
-0.03
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0.97% | 7.79% | 7.25% | 5.89% | 5.38% | 5.95% | ||||||||||||
| Bond Index | $10.82 |
-0.04
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0.37% | 8.17% | -- | -- | -- | 6.20% | ||||||||||||
| Bond Plus | $10.56 |
-0.03
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1.35% | 7.77% | 9.03% | 5.61% | -- | 5.60% | ||||||||||||
| High-Yield | $9.96 |
+ 0.02
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3.18% | 6.72% | 18.76% | 7.67% | -- | 7.80% | ||||||||||||
| Inflation-Linked Bond | $12.28 |
-0.11
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1.24% | 15.37% | 10.00% | 7.76% | -- | 6.31% | ||||||||||||
| Short-Term Bond | $10.40 |
-0.01
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0.81% | 2.82% | 4.46% | 4.08% | -- | 4.16% | ||||||||||||
| Money Market | ||||||||||||||||||||
| Money Market 14, 15 | $1.00 | 0.00 | 0.00% | -- | 0.06% | 1.47% | 1.98% | 2.62% | ||||||||||||
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7-day current annualized yield 0.00% as of 02/03/2012 7-day effective annualized yield 0.00% as of 02/03/2012 |
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| Asset Allocation | ||||||||||||||||||||
| Managed Allocation | $10.20 |
+ 0.10
|
6.58% | 2.98% | 15.08% | 1.98% | -- | 3.14% | ||||||||||||
| Real Estate | ||||||||||||||||||||
| Real Estate Securities | $12.03 |
+ 0.17
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9.56% | 10.47% | 31.07% | -2.84% | -- | 10.76% | ||||||||||||
| Lifecycle | ||||||||||||||||||||
| Lifecycle 2010 | $11.48 |
+ 0.08
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5.42% | 4.17% | 13.74% | 2.97% | -- | 4.80% | ||||||||||||
| Lifecycle 2015 | $11.25 |
+ 0.09
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6.13% | 3.51% | 14.62% | 2.45% | -- | 4.73% | ||||||||||||
| Lifecycle 2020 | $11.17 |
+ 0.11
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6.79% | 2.64% | 15.49% | 1.74% | -- | 4.47% | ||||||||||||
| Lifecycle 2025 | $11.03 |
+ 0.12
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7.50% | 1.83% | 16.33% | 1.09% | -- | 4.22% | ||||||||||||
| Lifecycle 2030 | $10.90 |
+ 0.14
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8.35% | 1.01% | 17.07% | 0.39% | -- | 3.89% | ||||||||||||
| Lifecycle 2035 | $10.94 |
+ 0.16
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8.96% | 0.25% | 17.71% | 0.12% | -- | 3.92% | ||||||||||||
| Lifecycle 2040 | $11.13 |
+ 0.16
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9.22% | 0.15% | 17.65% | 0.20% | -- | 4.20% | ||||||||||||
| Lifecycle 2045 | $8.53 |
+ 0.13
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9.22% | 0.10% | 17.65% | -- | -- | -2.05% | ||||||||||||
| Lifecycle 2050 | $8.50 |
+ 0.13
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9.25% | 0.20% | 17.57% | -- | -- | -2.09% | ||||||||||||
| Lifecycle 2055 | $9.46 |
+ 0.14
|
9.24% | -- | -- | -- | -- | -6.25% | ||||||||||||
| Lifecycle Retirement Income | $10.03 |
+ 0.05
|
4.70% | 5.07% | 12.14% | -- | -- | 2.77% | ||||||||||||
The performance data quoted represents past performance, and is no guarantee of future results. For Variable Annuities and Mutual Funds your returns and the principal value of your investment will fluctuate so that your accumulation units or shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above.
1.
Rates of return reflect past performance and are no guarantee of comparable future results. The value of your accumulation in TIAA variable annuities and CREF variable annuities can rise or fall. The units you own may be worth more or less than their original price when you redeem them. Investment results shown here are after all investment, administrative, and distribution expenses.
2.
Each business day, estimated unit values are usually posted between 6:00 p.m. and 7:00 p.m., ET. Final unit values are usually posted between 10:00 p.m. and 11:00 p.m., ET. On days when stock trading is particularly active, the estimated unit values may be posted a little later, and the final unit values may be posted the following morning. If the net change and YTD return figures do not appear, the unit values you're looking at are preliminary estimates.
3.
Net change from the previous business day. Both the "Net Change" and "YTD Return" columns for variable annuities are only updated once final valuations have been performed; this usually occurs at approximately 10:00 p.m. ET.
4.
To see the inception date for each account/fund, click on that account/fund and review the profile information. The Since Inception values presented for the Lifecycle 2055 Fund and the Global Natural Resources Fund are cumulative values and not average annualized total returns.
5.
Beginning July 16, 2009, part or all of the 12b-1 distribution expenses and/or administrative expenses attributable to the CREF Money Market Account are being voluntarily waived. Without these waivers, the 7-day current and effective annualized yields and total returns would have been lower. These waivers may be discontinued at any time without notice. Amounts waived on or after October 1, 2010 are subject to possible recovery by TIAA under certain conditions. Please see the prospectus for additional information. An investment in this account is not a deposit of any bank and is neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other U.S. government agency. It is possible to lose money in this Account. The current yield more closely reflects the account's current earnings than does the total return.
6.
Funds applied to TIAA Traditional from February 1, 2012 through February 29, 2012 will be credited with the indicated rates until February 29, 2012. Funds transferred to TIAA Traditional between February 1, 2012 through February 29, 2012 will begin earning interest at the beginning of the next calendar day following the effective date of the transfer, and will be credited with the indicated rates through February 29, 2012. TIAA Traditional is a guaranteed insurance contract and not an investment for Federal Securities Law purposes.
7.
Interest credited to TIAA Traditional Annuity accumulations includes a guaranteed rate, plus additional amounts that are not guaranteed but may be established on a year-by-year basis by the TIAA Board of Trustees. The additional amounts, when declared, remain in effect through the "declaration year," which begins each March 1. The guaranteed annual interest rate is 3% for all premiums remitted since 1979 under all TIAA Traditional Annuity accumulating contracts, except that for Retirement Choice, Retirement Choice Plus and IRA (issued on or after 10/11/2010) Annuities the guaranteed rate is between 1% and 3%, as specified in the contract. The minimum guaranteed rate applicable to contributions and transfers into the TIAA Traditional Annuity account under RC contracts during 2012 is 1.00%. The minimum guaranteed rate applicable to contributions and transfers into the TIAA Traditional Account under RCP and IRA contracts (issued on or after 10/11/2010) from March 1, 2011 through February 29, 2012 is 1.00%. The account also offers the opportunity for additional amounts in excess of the guaranteed rate.
8.
Retirement Choice Inception Date: 08/01/2005
Retirement Choice Plus Inception Date: 06/01/2006
IRA (issued on or after 10/11/2010) Inception Date: 10/11/2010
Retirement Choice Plus Inception Date: 06/01/2006
IRA (issued on or after 10/11/2010) Inception Date: 10/11/2010
9.
These rates apply to all IRA contracts offered on or after 10/11/2010. Note: All IRA Minimum Distribution Option contracts and IRA (issued on or after 10/11/2010) as a result of a divorce settlement will be given the same rate as the originating contract.
10.
Interest credited to TIAA Stable Return Annuity accumulations includes a guaranteed rate plus additional amounts that are not guaranteed but may be established on a year-to-year basis by the TIAA Board of Trustees. These additional amounts, when declared, remain in effect through the end of the "declaration year," which begins each March 1. The minimum guaranteed rate is re-determined annually (but will always be between 1% and 3%). The minimum guaranteed rate applicable to contributions and transfers into TIAA Stable Return Annuity from March 1, 2011 through February 29, 2012 is 1.00%.
11.
TIAA Stable Return Annuity Inception Date: 07/01/2006
12.
Mutual Fund performance information posted here is for the TIAA-CREF Funds- Retirement Class only.
The expense ratio and performance return of these funds reflect an agreement by the funds' advisor to voluntarily reimburse various other expenses of the funds. Without this reimbursement, the fund's expenses would have been higher, and its performance lower.
The expense ratio and performance return of these funds reflect an agreement by the funds' advisor to voluntarily reimburse various other expenses of the funds. Without this reimbursement, the fund's expenses would have been higher, and its performance lower.
13.
Total return figures include the reinvestment of all dividends and any capital gains distribution. Rates of return reflect past performance and are no guarantee of comparable future results. The value of investments in the funds can rise or fall. Individual shares may be worth more or less than their original price when redeemed.
14.
The fund's Institutional Class began operations on July 1, 1999. Performance shown prior to the inception of the Retirement Class is based on the performance of the fund's Institutional Class. Performance has not been restated to reflect
the higher expenses of the Retirement Class. If the expense differential had been reflected, performance for these periods would have been lower.
15.
Beginning August 18, 2009, part or all of the service and investment management fees of the Retirement Class of the TIAA-CREF Money Market Fund are being voluntarily waived. Without these waivers, the 7-day current and effective annualized yields and total returns would have been lower. These voluntary fee waivers may be discontinued at any time without notice.
Retirement Annuity (RA) TIAA Contract form series 1000.24
Group Retirement Annuity (GRA) contract form series G-1000.4 or G-1000.5; G1000.6 or G1000.7 (not available in all states)
Retirement Choice TIAA Contract form Series IGRS-01-5-ACC, IGRS-01-60-ACC, and IGRS-01-84-ACC; TIAA Certificate Series IGRS-CERT1-5-ACC, IGRS-CERT1-60-ACC, IGRS-CERT1-84-ACC
Supplemental Retirement Annuity (SRA) TIAA Contract form series 1200.8
Group Supplemental Retirement Annuity (GSRA) TIAA Contract form series G1250.1 (not available in all states)
Retirement Choice Plus TIAA Contract form Series IGRSP-01-5-ACC, IGRSP-01-60-ACC, IGRSP-01-84-ACC; TIAA Certificate Series - IGRSP-CERT1-5-ACC, IGRSP-CERT1-60-ACC, IGRSP-CERT1-84-ACC;
IRA Annuity TIAA Contract form series 1280.2 or 1280.4 (not available in all states), or TIAA-IRA-01
Roth IRA Annuity TIAA Contract form series 1280.3 or 1280.5 (not available in all states), or TIAA-Roth-01
Keogh TIAA Contract form series G1350 (not available in all states)
TIAA Stable Value TIAA Contract form series - SV-01/TIAA Certificate series - SV-CERT1.
Stable Return Annuity TIAA contract form series Contract form series SR-01; Certificate series SR-CERT1.
TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Investment products are not FDIC insured, may lose value, and are not bank guaranteed.
