Talk to us.
Get personalized financial advice at no additional cost from a TIAA-CREF consultant. Call us at 800 842-2888.
Retirement Plans
TIAA-CREF provides retirement plans at more than 15,000 colleges, universities, schools, research centers, medical organizations and other nonprofit institutions.
Employer-sponsored retirement plans
Defined Contribution / Retirement Plans 
Offered through your employer, contributions to these plans are tax deferred. In most cases your employer makes contributions on your behalf.
Tax deferred plans that allow you to save more for retirement in addition to the basic retirement plan offered by your employer.
Small-business retirement plans
Tax-deferred retirement plans for small-business owners and their employees.
A Simplified Employee Pension (SEP) plan is easy to manage and involves a reduced level of paperwork, for certain businesses, as compared to Keogh Plans.
TIAA-CREF offers two types of Keogh plans: Profit sharing and money purchase which, for qualified investors, have higher contribution limits than a SEP IRA.
Individual investors
Traditional and Roth IRAs can be used to make periodic investments and/or to consolidate assets into one account.*
Get the benefit of tax-deferred growth potential and a choice of distribution options. Especially appropriate for individuals who already contribute the maximum to qualified retirement plans or IRAs.
*Carefully consider differences in features, costs, charges, services, company strength and other important aspects. There may also be tax consequences associated with the transfer of assets. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation.
**TIAA is the insurance company affiliate that backs TIAA Traditional and our other guaranteed products. TIAA’s ratings and financial strength do not apply to variable annuities, mutual funds or any other product or service not fully backed by the claims-paying ability of TIAA.
Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.
Investment products, insurance and annuity products: are not FDIC insured, are not bank guaranteed, are not deposits, are not insured by any federal government agency, are not a condition to any banking service or activity, and may lose value.
Since 1918, millions of Americans have relied on TIAA's strength and stability for lifetime financial security. Read about Insurance Industry Ratings**
